India's #1 Personal Finance OS

Manage Your Money
Like a CFO

Net worth tracking, AI-powered insights, tax planning, and investment management — all in one powerful dashboard built for India.

🚀 Start Free — No Credit Card See Features
₹2.4Cr+Wealth Tracked
12K+Active Users
₹18KAvg Monthly Savings Unlocked
4.9★User Rating
app.wealthwise.in/dashboard
Net Worth
₹24.6L
▲ +₹1.2L this month
Monthly Savings
₹32,400
▲ 28.4% savings rate
Investments
₹14.2L
▲ XIRR 16.3%
Financial Score
78/100
Good • +4 pts
Cash Flow — Last 6 Months
🧠 AI Insights
💡You're spending 34% more on dining than last month. Cut ₹3,200 to hit your goal.
📈Your SIP of ₹10K/mo can reach ₹1.8Cr in 20 years at 12% CAGR.
🧾You can save ₹15,600 more in 80C — invest before March 31.
Features

Everything a CFO Has.
For Your Personal Finances.

WealthWise brings institutional-grade financial intelligence to every Indian professional, entrepreneur, and family.

📊

CFO Dashboard

Net worth, cash flow statement, financial ratios, burn rate, savings rate, and financial runway — all in real time.

🧠

AI Financial Advisor AI

Get actionable insights: "You overspend on food by 35%" or "Save ₹12K/month by optimizing X." Real advice, not just data.

🧾

Tax Planner (CA-Level)

Old vs New regime comparison, 80C/80D/HRA tracker, advance tax reminders, and auto-tagged deductible expenses.

📈

Investment Portfolio

Track stocks, mutual funds, gold, crypto, real estate. XIRR calculation, asset allocation, and diversification score.

🎯

Goal-Based Investing

Set goals (house, retirement, child education), get required SIP amount, track progress, and probability of achievement.

🏦

Loan Tracker

Full amortization schedule, prepayment suggestions, interest vs principal split, and total interest savings calculator.

🛡️

Insurance Gap Analysis

Check if you're underinsured. Life cover, health cover, and vehicle insurance adequacy — all in one place.

🔔

Smart Alerts

Bill reminders, credit card due alerts, SIP reminders, low balance alerts, budget exceed warnings — never miss a thing.

👨‍👩‍👧

Family Finance Pro

Family dashboard with shared expenses, individual member tracking, and aggregated net worth for the whole family.

25+Financial Modules
₹18KAvg Savings Unlocked/Mo
16.3%Avg Portfolio XIRR
98%User Retention
4.9★Average Rating
How It Works

Up and Running in 5 Minutes

1

Create Your Profile

Set up your income sources, risk profile, and financial goals. Takes 5 minutes.

2

Add Your Accounts

Link bank accounts, investments, credit cards, and loans manually.

3

Track Transactions

Log expenses and income. AI auto-categorizes everything. Set budgets.

4

Get AI Insights

Receive personalized financial advice, tax tips, and investment suggestions.

Pricing

Simple, Transparent Pricing

Start free. Upgrade when you're ready. Cancel anytime.

Free
₹0/mo
For individuals getting started with personal finance.
  • Net Worth Tracker
  • Basic Budgeting (3 categories)
  • 1 Bank Account
  • Expense Tracking (50/mo)
  • Basic Reports
Get Started Free
Basic
₹199/mo
For working professionals who want full control.
  • Everything in Free
  • Unlimited Accounts
  • Unlimited Transactions
  • Investment Tracking
  • Goal Planning
  • Document Vault (500 MB)
  • Email Alerts
  • Tax Planner (Basic)
Start Basic
⭐ Most Popular
Pro
₹499/mo
For serious investors and entrepreneurs.
  • Everything in Basic
  • AI Financial Insights
  • Advanced Tax Planner
  • XIRR & Portfolio Analysis
  • Custom Categories
  • Family Finance (3 members)
  • Priority Support
  • CSV/PDF Export
Start Pro
Enterprise
₹999/mo
For families and business owners.
  • Everything in Pro
  • Unlimited Family Members
  • Business + Personal Tagging
  • GST Tracking
  • Financial Advisor Access
  • API Access
  • White-label Option
  • Dedicated Support
Contact Sales
Testimonials

Loved by Indian Professionals

★★★★★

"WealthWise completely changed how I manage money. The tax planner alone saved me ₹28,000 last year. Absolutely worth every rupee."

RK
Rahul Kumar
Software Engineer, Bangalore
★★★★★

"The AI insights are scary accurate. It told me I was lifestyle inflating before I even realized it. My savings rate went from 12% to 31% in 4 months."

PS
Priya Sharma
Marketing Manager, Mumbai
★★★★★

"As a freelancer, tracking income and expenses was a nightmare. WealthWise's business tagging and GST features make my CA very happy now."

AV
Arjun Verma
Freelance Designer, Delhi
FAQ

Common Questions

Is my financial data safe?+
Yes. We use AES-256 encryption for all sensitive data, Argon2ID for passwords, and enforce HTTPS. Your data is never sold to third parties. You can delete your account and all data at any time.
Do I need to link my bank account?+
No. WealthWise works entirely on manual entry. You add accounts, transactions, and investments yourself. This gives you full control without exposing banking credentials.
How does the tax planner work?+
You input your income sources and the system calculates your tax liability under both old and new regimes, showing which is better. It also tracks your 80C, 80D, HRA, and other deductions with real-time gap alerts.
What is the Financial Score?+
It's our proprietary 100-point score that considers your savings rate, investment ratio, debt-to-income ratio, emergency fund, and insurance coverage. It helps you track overall financial health at a glance.
Can I use it for my family?+
Yes! The Pro and Enterprise plans support family finance with individual member tracking and a consolidated family net worth dashboard.
Is there a mobile app?+
WealthWise is a responsive web app that works perfectly on mobile browsers. A dedicated iOS and Android app is coming soon.

Your Financial OS Awaits

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